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David Ko

David Ko

David Ko R.I.B.O

Damage Insurance Broker
Commercial Lines Damage Insurance Broker
Personal Lines Damage Insurance Broker
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Get a quick quote with Unibrokers
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My services

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My services

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My services

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My team
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Mon équipe
Years of experiences
+
Active customers
+
Volume under management
+$
With Assuruni since
Accessibility
With so many direct insurers and brokers to choose from, it can be hard to know where to start. Use my free online quotation tools for a quick overview or call me for a detailed quote. It will be my pleasure to guide you every step of the way.
Competence
When it comes to insurance, nobody likes surprises. I am proud to listen to your needs, to ask you the right questions to make sure that no detail is overlooked before contacting insurers.
Choices
Having access to the most reputable insurance companies here, I am proud to be able to offer you the best coverage at very competitive rates and to offer you multiple quotes if necessary.
Responsiveness
My success is not measured by the size of your font, but rather by the length of our relationship. As your insurance broker, my mission is to earn your trust every step of the way.
About

I am an Ontario-licensed commercial insurance broker helping small and medium-sized businesses across a variety of industries. I specialize in securing competitive coverage by analyzing risks, navigating underwriting guidelines, and leveraging insurer portals to streamline quotes. I work closely with underwriters to retain renewals, ensure continuity of coverage, and advocate for clients throughout the claims process. I am known for my hands-on approach—explaining policies clearly, identifying coverage gaps, and building solutions tailored to each client’s needs. My recent focus is Toronto’s commercial market, particularly hospitality, bars, and small businesses that benefit from practical guidance and competitive coverage. I also focus on Tech & Cyber Insurance and Professional Liability (E&O), helping clients understand complex exposures and secure tailored protection. Whether supporting professional services offices or technology-driven businesses, I bring clarity and confidence to the insurance process. Before insurance, I spent 11 years in the optometry field, gaining experience in operations, customer service, and managing high-trust client relationships. This background strengthened my communication skills, attention to detail, and ability to provide a calm, supportive experience—qualities that define my approach today. Outside work, I enjoy travelling, golfing, sporting events, discovering new food spots, and spending time with loved ones. I value personal growth and continue expanding my industry knowledge to provide clear guidance and reliable protection for every client. I am proud to serve clients in the GTA and all across Ontario.

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Take a few minutes to learn more about our expertise, how we work, and how we can help you find the best insurance solutions.

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My catalog

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Who I work with

As a broker with Unibrokers, I have access to several reputable insurers

As an affiliated broker with Unibrokers, I have access to several reputable insurers

Certification

As a Commercial Lines Damage Insurance Broker certified by the AMF, I am fully authorized to sell commercial insurance policies in the province of Quebec.

As a Damage Insurance Broker certified by the AMF, I am fully authorized to sell home, auto, and commercial insurance policies in the province of Quebec.

As a Personal Lines Damage Insurance Broker certified by the AMF, I am fully authorized to sell home and auto insurance policies in the province of Quebec.

As a RIBO certified insurance broker, I am fully licensed to sell home, auto, and commercial insurance policies in the province of Ontario.

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Fill out this form to get in touch with me. Whether it is for a quote, questions about your protections or a simple exchange, you will have a quick follow-up.